Payco integration questions
1. Does PAYCO support refunds?
- if yes, is there a time limit (e.g. 1 year?)
- if yes, is there a max/min amount for refund?
2. Does PAYCO support cancel?
2. for PAYCO user experience is it similar to Naverpay? Where regardless of the user's terminal type, it will all be required for user to input their login credentials on a H5 web/wap browser? (what I understand is that Payco doesn't have an APP)
3. What is the timeout/payment expiry period after creating a payment (or after user redirects to Payco website)?
- is it 20 minutes?
4. Can help confirm the following values are correct?
Channel parameters --- Channel enumeration value
method --- CARD
flowMode --- DIRECT
easyPay --- PAYCO
26 Replies
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As Korea PG perspective,
refund and cancel goes through same procedure.
1. Yes.
1-2. Normally we are asking merchant to perform the refund within 1 year.
1-3. Max - transaction amount, No Min amount
2. Yes.
2. Payco has its own app.
3. Payment session (Authentication) - 20 mins
4. Yes, these are correct.
hi @유부장 as Payco has its own app, are you able to share the user experience video/screenshots for
- mobile;
- desktop;
- mobile browser?
hi there can you help with the user experience please?
Hii sure, please hold on for a minute;
This is how it works in mobile app / mobile web
You can also test this from https://developers.tosspayments.com/sandbox
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토스페이먼츠 결제 연동 문서, API, 키, 테스트 내역, 웹훅 등록 등 개발에 필요한 정보와 기능을 확인해 보세요. 결제 연동에 필요한 모든 개발자 도구를 제공해 드립니다.
I do not have a PC right now but the process is same
OK cool, but for PC it should be user will login ? because i see on mobile, from the browser page it will jump to the Payco APP
Yeah should user logged in both PC and mobile
In mobile, it jumps to the APP so it auto login performed.
noted!
Let me take a video for you as I am now have an access to my PC.... hold on
Some cases, like in the video, user might be popped up to verify their identity by OTP verification.
This is caused by the PAYCO's FDS system and cannot be disabled so please keep in mind
@TonyAnt Please kindly understand that my password and verification steps are blured
thank you let me take a look
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@Ayaan이안 hello there, can i request for a payco SANDBOX payment account (handphone number/password) to make payment?
is there a standard one used for testing?
Please do not use Samsung Card's PAYCO service, it is different service that you trying to do it.
PAYCO doesn't support the payment with SANDBOX credentials.
ok noted, in that case do you have kakaopay、tosspay、naverpay sandbox credentials for testing?
naverpay -> you can create new naver account with korean phone number (or you can use your korean collugues' real account) then go to https://developers.pay.naver.com/user/sand-box/paypoint and get a test point
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kakaopay/tosspay -> you should use your Korean collegues' real account.
currently when we send in these for naverpay, kkp, tosspay, we are all getting this page (i have shared our postman request for payco), currently we are only changing the easypay parameter to each wallet name. is this correct?
@Ayaan이안 we are using API integration mode: our expectation is that we should get a URL with the wallets redirection URL and we can let user jump to the wallet directly.
This is weird.
So you mean you are not using SDK, you use using Api method right?
I will look into this with your postman request body
Yes we are using API method, thank you very much.
@TonyAnt
Do not send
"cardCompany":"51"
because if this parameter is defined, easyPay field ignored and open SAMSUNGCARD window directly.
Remove "cardCompany":"51" this parameter immediately.
noted we will remove and test again