const loadTossPaymentWidget = async () => {
      const paymentWidget = await loadPaymentWidget(
        process.env.TOSS_PAYMENTS_CLIENT_KEY,
        String(accessUser?.userId)
      );
      const paymentMethodsWidget = paymentWidget.renderPaymentMethods(
        '#payment-widget',
        totalPrice,
        {
          variantKey: 'account'
        }
      );

      paymentWidgetRef.current = paymentWidget;
      paymentMethodsWidgetRef.current = paymentMethodsWidget;
    };

const loadTossPaymentWidget = async () => {
      const paymentWidget = await loadPaymentWidget(
        process.env.TOSS_PAYMENTS_CLIENT_KEY,
        String(accessUser?.userId)
      );
      const paymentMethodsWidget = paymentWidget.renderPaymentMethods(
        '#payment-widget',
        totalPrice,
        {
          variantKey: 'account'
        }
      );

      paymentWidgetRef.current = paymentWidget;
      paymentMethodsWidgetRef.current = paymentMethodsWidget;
    };