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Toss payments 개발자 커뮤니티•5mo ago•
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tuta

Tracking Settlement Status Post-Credit Card Payment (Before Merchant Funding)

Hi TossPayments Support,
I'm a developer building the payment management module for our platform, integrating TossPayments for credit card processing. My focus is tracking the post-payment phase: after customer authorization/capture succeeds (status: PAID), but before funds settle to the merchant account (after fees deduction).
Key questions for integration:

What's the typical settlement timeline for credit card txns?
How's the pending settlement status labeled in the dashboard/transaction logs?
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